Clear Tides Capital helps everyday Americans rebuild credit, access funding, and build lasting financial power — from the ground up. No hidden fees. No fine print. Just a clear path forward.
(4.8/5)
Positive Reviews From Our Customer
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Clients Served
Results in
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A full audit of your personal credit, paired with a clear roadmap that targets exactly what’s holding your score back — and how we will fix it as fast as possible so you can move on with life.
We dispute inaccurate, outdated, and unverifiable items under FCRA, while strategically building new tradelines and optimizing utilization — so your score climbs and stays strong for the long term.
“Once your credit is optimized, we connect you to the right capital for your stage — 0% interest revolving credit lines, SBA, MCA, or no-doc funding up to $5M — so growth capital works for your business instead of against your margins.
Everything you need to go from financial hardship to full financial power — under one transparent roof.
01
Every dispute we file is backed by the Fair Credit Reporting Act (FCRA) — federal law that requires bureaus to investigate and remove inaccurate, outdated, and unverifiable items.
02
0% intro APR credit and no-doc funding give you capital without the paperwork wall or the interest eating your margins.
03
MCAs, working capital loans, revolving lines of credit, SBA loans, and more — we connect you with the right capital for your business stage and goals, with funding up to $5M.
04
Big financial decisions deserve more than guesswork. Whether you’re repositioning your finances, preparing for a major purchase…
05
Carrying debt you can’t see the end of is exhausting. Debt settlement isn’t about ignoring what you owe — it’s about negotiating…
06
20 points can change your interest rate. 50 can change what you qualify for entirely. We don’t guess at what’s dragging your score down…
Every client follows the same transparent 4-step process — nothing hidden, nothing confusing.
01
We pull all 3 bureaus and map every negative item affecting your score and opportunities.
We build your personalized financial roadmap — credit repair, funding, or both — in plain English.
Active disputes, credit building, and funding applications executed on your behalf with full visibility.
Monthly progress reports, check-ins, and coaching until you reach every financial goal.
Everyday Americans who chose to turn their tide — and did.
After my divorce I was at 511. Clear Tides got me to 698 in 4 months and I got approved for my first apartment in years. I finally feel like I can breathe again.”
Darnell M.
511 → 698
Credit Repair
As a single mom I didn’t think I could fix my credit AND get business funding. Clear Tides made both happen — and showed me every step along the way.”
Lisa R.
Credit Repair
“Medical debt had me at 480. Within 90 days I was at 661, got a car loan approved, and accessed $85K in 0% business credit. This team is the real deal.”
James W.
480 → 661
Credit Repair
Everyday Americans who chose to turn their tide — and did.
After my divorce I was at 511. Clear Tides got me to 698 in 4 months and I got approved for my first apartment in years. I finally feel like I can breathe again.”
Darnell M.
511 → 698
Credit Repair
As a single mom I didn’t think I could fix my credit AND get business funding. Clear Tides made both happen — and showed me every step along the way.”
Lisa R.
Credit Repair
“Medical debt had me at 480. Within 90 days I was at 661, got a car loan approved, and accessed $85K in 0% business credit. This team is the real deal.”
James W.
480 → 661
Credit Repair
Our personal credit repair plans start at $500 with flat rates available, and we work your file until it’s resolved — no re-upping, no surprise renewals. The only time additional charges apply is if new negative items appear or you request additional services. Book a free consultation and we’ll give you exact pricing before you commit to anything.
Most clients see their first round of results — deletions, updates, or verified corrections — within 30 to 45 days of their first dispute cycle. Full file transformation typically takes 4 to 6 months, depending on how many negative items are on your report and how the bureaus respond. We don’t disappear after round one — we work every account until it’s resolved.
We help business owners access SBA loans, MCA alternatives, 0% business credit, property backed loans and full capital stack strategies built around your actual financials — not a one-size-fits-all pitch. Whether you’re funding growth, covering a gap, or restructuring expensive debt, we build the stack that fits your business, not the other way around.
Yes — credit repair is fully legal and protected under federal law (FCRA and CROA). We’re exercising your legal right to dispute inaccurate, unverifiable, or outdated information on your credit report.
We don’t just fix credit — we teach you how to build wealth with it. Our founder rebuilt his own financial life from the ground up, and that experience shapes everything we do: no empty promises, just a real strategy and a team that stays until the job is done.
Find clear answers to common questions about Clear Tides Capital, including credit repair, business funding, financial strategy, timelines, costs, and what to expect when working with our team.
Find clear answers to common questions about Clear Tides Capital, including credit repair, business funding, financial strategy, timelines, costs, and what to expect when working with our team.
Our personal credit repair plans start at $500 with flat rates available, and we work your file until it’s resolved — no re-upping, no surprise renewals. The only time additional charges apply is if new negative items appear or you request additional services. Book a free consultation and we’ll give you exact pricing before you commit to anything.
Most clients see their first round of results — deletions, updates, or verified corrections — within 30 to 45 days of their first dispute cycle. Full file transformation typically takes 4 to 6 months, depending on how many negative items are on your report and how the bureaus respond. We don’t disappear after round one — we work every account until it’s resolved.
We help business owners access SBA loans, MCA alternatives, 0% business credit, property backed loans and full capital stack strategies built around your actual financials — not a one-size-fits-all pitch. Whether you’re funding growth, covering a gap, or restructuring expensive debt, we build the stack that fits your business, not the other way around.
Yes — credit repair is fully legal and protected under federal law (FCRA and CROA). We’re exercising your legal right to dispute inaccurate, unverifiable, or outdated information on your credit report.
We don’t just fix credit — we teach you how to build wealth with it. Our founder rebuilt his own financial life from the ground up, and that experience shapes everything we do: no empty promises, just a real strategy and a team that stays until the job is done.
Book your free credit audit and financial consultation. No commitment, no pressure — just a completely clear picture of where you are and exactly how we get you to where you want to be.
